54 Ensley St, Sylva, NC 28779 Property Records

Jackson County property record for 54 Ensley St, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1966
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (May 2023)
Tax Bill$600 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7641-37-9401

Property Details

APN / Parcel Number

Primary APN7641-37-9401
Alternative APN
  • 6851

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Heated Area
1st Floor Area1,066 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address54 ENSLEY ST
CitySYLVA
StateNC
Zip28779-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5 R5
Legal DescriptionENSLEY ST
Legal SubdivisionENSLEY STREET
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group3
Census Block3000
Census Tract950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address54 ENSLEY ST, SYLVA, NC 28779-3110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2023 · Amount on File
Deed SaleMay 30, 2023 · Amount on File
Deed Book / Page2356 / 1958
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMay 30, 2023
Property Address54 ENSLEY ST, SYLVA, NC 28779-3110
Document Number0023561958
Book / Page2356 / 1958
Instrument DateMay 30, 2023
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 663, HAYESVILLE, NC 28904-0663

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 ENSLEY ST, SYLVA, NC 28779-3110

Mortgage

Document Number0023561963
DateMay 30, 2023
Book Page2356/1963
Lender
NameJACKSON SAVINGS BANK SSB
TypeBank
AddressSYLVA, NC 28779
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term362 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2028
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change4.75%
Index5-Year TN
Max Rate9.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalitySylva Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$158,010 (+57.27%) Land $24,000 Building $134,010
2025$600.00 (+57.48%)
2023$381.00$100,470 Land $18,000 Building $82,470

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORNINGSTAR ASSISTED LIVING OF SYLVA
private · serves 80 people · EPA ID NC0150157
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereTUCKASEIGEE WATER & SEWER AUTH
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ensley St

Nearby Streets

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