54 Ella St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 54 Ella St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,321 sqft · built 1921
Lot Size	0.092 acres (4,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Jan 2024)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00101-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`02-00101-0000-00026`
Alternative APN	`020010100026`

Interior

Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	4,025 sqft (0.092 acres)
Lot Dimensions	115 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	020010100026
Street Address	54 ELLA ST
City	BLOOMFIELD
State	NJ
Zip	07003-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	35 X 115
Legal Block	101
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15700

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 9, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
Oct 11, 2019	Grant Deed, Transfer · Conventional with PMI M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20241515
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	0000006364
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108792
Date	Dec 22, 2022
Instrument	2022108792

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 9, 2024
Property Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Document Number	0000001515
Instrument Date	Dec 21, 2023
Instrument	2024001515
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE AND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 POPLAR AVE, MERCHANTVILLE, NJ 08109-1845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001516
Date	Jan 9, 2024
Instrument	2024001516

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jan 25, 2022
Property Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Document Number	0000006364
Instrument Date	Jan 7, 2022
Instrument	2022006364
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE STLMT SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006365
Date	Jan 25, 2022
Instrument	2022006365

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 11, 2019
Property Address	54 ELLA ST, BLOOMFIELD, NJ 07003-4718
Document Number	0000097118
Instrument Date	Oct 7, 2019
Instrument	97118
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	MAGUIRE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ELLA ST BLOOMFIELD NJ 070034718, BLOOMFIELD, NJ 07003-4718

Mortgage

Document Number	97119
Date	Oct 11, 2019
Instrument	97119

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,700 (-) Land $100,400 Building $171,300	$271,700 (-) Land $100,400 Building $171,300
2025	$9,480.00 (+2.86%)	$271,700 (-) Land $100,400 Building $171,300	$271,700 (-) Land $100,400 Building $171,300
2024	$9,216.00 (+5.94%)
2023		$271,700 (-) Land $100,400 Building $171,300	$271,700 (-) Land $100,400 Building $171,300
2022	$8,699.00 (+1.87%)	$271,700 Land $100,400 Building $171,300	$271,700 Land $100,400 Building $171,300
2021	$8,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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