54 Eldred St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 54 Eldred St, Lexington, MA 02420 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,872 sqft · built 1960
Lot Size0.989 acres (43,068 sqft)
OwnerIndividual Name on File
Last Sale$957,000 (Oct 2018)
Tax Bill$14,957 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNLEXI M:0087 L:000020

Property Details

APN / Parcel Number

Primary APNLEXI M:0087 L:000020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area4,112 sqft
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,068 sqft (0.989 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address54 ELDRED ST
CityLEXINGTON
StateMA
Zip02420-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number20
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group1
Census Block1008
Census Tract358700

Owner

Source: Middlesex County and Lexington Town records · APN LEXI M:0087 L:000020

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 ELDRED ST, LEXINGTON, MA 02420-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · ARM
US BANK NA
Jan 03, 2020Deed of Trust, Mortgage · ARM
US BANK NA
Oct 25, 2018Quit Claim Deed, Transfer
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleJul 25, 2013 · Amount on Record
Deed Book / Page71793 / 367
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address54 ELDRED ST, LEXINGTON, MA 02420-1430
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077384-494
DateMar 31, 2021
Book Page77384/494
Instrument71802
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateApr 01, 2031
IndexOther

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address54 ELDRED ST, LEXINGTON, MA 02420-1430
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73942-365
DateJan 03, 2020
Book Page73942/365
Instrument1195
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 01, 2027

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateOct 25, 2018
Property Address54 ELDRED ST, LEXINGTON, MA 02420-1430
Document Number71793-367
Book / Page71793 / 367
Instrument164276
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$124.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number717930372
DateOct 25, 2018
Instrument71793/0372
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueOct 25, 2048
Interest
Rate3.88%
Max Rate At Change10.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,957.00 (+2.69%)$1,223,000 (+2.86%) Land $693,000 Building $530,000$1,275,470 (+6.42%)
2024$14,565.00 (+2.13%)$1,189,000 (+8.39%) Land $660,000 Building $529,000$1,198,520
2023$14,261.00$1,097,000 Land $600,000 Building $497,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173587001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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