Monroe County property record for 54 Ed Swift Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2017 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $820 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2017 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00121220-000000 |
| Primary APN | 00121220-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Lot Dimensions | 60 ft deep x 35 ft wide |
| Porch | Open Porch |
| Patio Area | 160 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1154920 |
|---|---|
| Old Parcel Number | 22672600121220000000 |
| Street Address | 54 ED SWIFT RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 67 26 BIG COPPITT KEY PT LOT 2 (LOT 54) OR309-113 OR309-144 OR559-13 OR960-2028 OR1214-1488 OR1383-1702 OR2229-1272 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | BIG COPPITT KEY |
| Legal Lot Number | 2,54 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
54 Ed Swift Rd is owned and occupied by an individual who acquired it in May 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 8, 2017 | Grant Deed ATTORNEY ONLY |
| Nov 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| May 2, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SUSAN PUSKEDRA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 |
| Deed Sale | May 1, 2024 |
| Prior Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 0003276805 |
| Deed Book / Page | 3124 / 2119 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 2338982 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 10, 2021 |
| Property Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0031242119 |
| Book / Page | 3124 / 2119 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2338982 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 ED SWIFT RD, 54, KEY WEST, FL 33040-5639 |
| Name | Verified Name |
|---|---|
| Address | 3265 GREENWALD WAY N, KISSIMMEE, FL 34741-0608 |
| Document Number | 0031242123 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 3124/2123 |
| Instrument | 2338984 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 8, 2017 |
| Property Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0028820563 |
| Book / Page | 002882 / 000563 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2146602 |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,015.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 420236 SUMMERLAND KEY FL 330420236, SUMMERLAND KEY, FL 33042-0236 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0028810454 |
| Book / Page | 2881 / 0454 |
| Map Reference | S22T67SR26E |
| Instrument Date | Nov 22, 2017 |
| Instrument | 2145623 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 420236, SUMMERLAND KEY, FL 33042-0236 |
| Name | Verified Name |
|---|---|
| Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0002145624 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2145624 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 2, 2017 |
| Property Address | 54 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0028520397 |
| Book / Page | 002852 / 000397 |
| Instrument Date | May 2, 2017 |
| Instrument | 2121310 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 54 ED SWIFT RD KEY WEST FL 330405639, KEY WEST, FL 33040-5639 |
| Document Number | 28520397 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 002852/000397 |
| Instrument | 2121310 |
| Name | SUSAN PUSKEDRA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531,670 Land $231,000 Building $300,670 | $531,670 Land $231,000 Building $300,670 | |
| 2024 | $820.00 (+12.48%) | ||
| 2023 | $729.00 (-84.38%) Homeowner's exemption | $527,187 (+3%) | $573,206 (+11.99%) Land $294,000 Building $279,206 |
| 2022 | $4,668.00 Senior Citizen's exemption | $511,833 Land $229,425 Building $282,408 | $511,833 Land $229,425 Building $282,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Ed Swift Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Ed Swift Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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