54 East St, Saint Augustine, IL 61474 Property Records

Knox County property record for 54 East St, Saint Augustine, IL 61474

Property Summary

Property Type	Single Family Home
Details	938 sqft · built 1890
Lot Size	0.395 acres (17,244 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jul 2021)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-32-476-003`

Property Details

APN / Parcel Number

Primary APN	`17-32-476-003`

Interior

Stories	1 Story
Building Area	938 sqft Base Area
1st Floor Area	938 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,244 sqft (0.395 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 EAST ST
City	SAINT AUGUSTINE
State	IL
Zip	61474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MATTINGLYS ADDN LOTS 2 & 3 BLK 1 VILLAGE OF ST AUGUSTINE
Legal Subdivision	MATTINGLYS ADDN
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	KNOX IL
Township / Civil Division	INDIAN POINT
Census Block Group	5
Census Block	5060
Census Tract	1500

Owner

54 East St is owned and occupied by two individuals who bought it in July 2021.

Source: Knox County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 EAST ST, SAINT AUGUSTINE, IL 61474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage RARITAN STATE BANK
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ABINGDON BANKING CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	54 EAST ST, ST AUGUSTINE, IL 61474
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095866
Date	Nov 7, 2024
Instrument	1095866

Lender

Name	RARITAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate
Rate	7.29%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Jul 15, 2021
Property Address	54 EAST ST, ST AUGUSTINE, IL 61474
Document Number	0001073120
Map Reference	VL 38 PG 112
Instrument Date	Jul 15, 2021
Instrument	1073120
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 EAST ST, ST AUGUSTINE, IL 61474

Mortgage

Document Number	0001073121
Date	Jul 15, 2021
Instrument	1073121

Lender

Name	ABINGDON BANKING CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.57%

Tax Assessment & Valuation

The 2025 property tax bill for 54 East St was $1,372 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Indian Point Township
Municipality	St. Augustine Village
Unified School District	Abingdon-Avon Community Unit School District 276 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00	$23,940 Land $1,950 Building $21,990	$71,820 Land $5,850 Building $65,970
2022	$1,144.00	$20,080 Land $1,640 Building $18,440	$60,240 Land $4,920 Building $55,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 East St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 East St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST AUGUSTINE serves 119 people · EPA ID IL0950500
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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