54 East St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 54 East St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 3,216 sqft · built 1900
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (Sep 2012)
Tax Bill	$9,884 (2026)
Deeds & Mortgages	Oct 2022 Refinance Sep 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`MIDD M:0019 B:0000 L:0126`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0019 B:0000 L:0126`
Alternative APN	`MDLT M:0019 B:0000 L:0126`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	3,216 sqft Living Area
Gross Area	4,978 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	54 EAST ST
City	MIDDLETON
State	MA
Zip	01949-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	ROBERT E & JOANNE C FORNEY
Legal Lot Number	126
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3005
Census Tract	212101

Owner

54 East St is owned and occupied by two individuals who bought it in September 2012.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 EAST ST, MIDDLETON, MA 01949-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Sep 17, 2025	Deed of Trust, Mortgage SALEM FIVE CENTS SAVINGS BANK
Nov 27, 2017	Deed of Trust, Mortgage PEOPLES UNITED BANK
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on File
Deed Sale	Sep 14, 2012 · Amount on File
Deed Book / Page	31722 / 379
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	54 EAST ST, MIDDLETON, MA 01949-1502
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041273-219
Date	Oct 28, 2022
Book Page	41273/219
Instrument	20221028004360

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	54 EAST ST, MIDDLETON, MA 01949-1502
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042952-27
Date	Sep 17, 2025
Book Page	42952/27
Instrument	20250917000370

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	54 EAST ST, MIDDLETON, MA 01949-1502
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36358-121
Date	Nov 27, 2017
Book Page	36358/121
Instrument	171127001550

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	54 EAST ST, MIDDLETON, MA 01949-1502
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38230-157
Date	Jan 31, 2020
Book Page	38230/157
Instrument	20200131002040

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 54 East St was $9,884, up 14% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,884.00 (+14.02%)	$785,100 (+7.68%) Land $416,800 Building $368,300	$1,138,659 (+74.59%)
2025	$8,669.00 (+1.86%)	$729,100 (+1%) Land $360,800 Building $368,300	$652,175
2024	$8,511.00 (+5.19%)	$721,900 (+14.82%) Land $360,800 Building $361,100
2023	$8,091.00	$628,700 Land $360,800 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 East St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 East St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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