St. Charles County property record for 54 Eagle Cove Ln, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,280 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Dec 2025) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T030900018 |
| Primary APN | T030900018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T030900018 |
|---|---|
| Street Address | 54 EAGLE COVE LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CARROLLTON MANOR #1 RESUB 19 26-27 31-36 LOT 35B |
| Legal Subdivision | CARROLLTON MANOR #1 RESUB LOTS 19 26-27 |
| Legal Lot Number | 35B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 310901 |
54 Eagle Cove Ln, a condominium, is owned and occupied by an individual who bought it in December 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 EAGLE COVE LN, SAINT CHARLES, MO 63303-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Jun 2, 2003 · Amount on File |
| Deed Document Number | 202554732 |
| Prior Transfer Date | Feb 22, 2006 |
| Prior Transfer Doc | 0000305000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 5, 2025 |
| Property Address | 54 EAGLE COVE LN, SAINT CHARLES, MO 63303-3714 |
| Document Number | 0000054732 |
| Map Reference | MB 38 PG 298 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025R-054732 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 GREEN SPRINGS CT, SAINT CHARLES, MO 63304-6911 |
| Name | Verified Name |
|---|---|
| Address | 54 EAGLE COVE LN, SAINT CHARLES, MO 63303-3714 |
| Document Number | 0000054733 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025R-054733 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 54 Eagle Cove Ln was $3,435.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,605 (-) | $313,709 (-) Building $313,709 | |
| 2025 | $3,435.00 | $59,605 | $313,709 |
| 2023 | $57,146 | ||
| 2022 | $300,766 Building $300,766 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 54 Eagle Cove Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Eagle Cove Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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