54 E Washington St, Winterset, IA 50273 Property Records

Madison County property record for 54 E Washington St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,040 sqft · built 1981
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Sep 2021)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820000131050000`

Property Details

APN / Parcel Number

Primary APN	`820000131050000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	54 E WASHINGTON ST
City	WINTERSET
State	IA
Zip	50273-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 31 ORIG
Legal Subdivision	TOWN OF WINTERSET
Legal Block	31
Legal Lot Number	4
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	4
Census Block	4032
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage HOMESERVICING LENDING LLC
Sep 29, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Apr 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20214062
Deed Book / Page	2021 / 4062
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001021
Date	Apr 3, 2018
Book Page	0000002018/0000001021
Instrument	000000001021

Lender

Name	HOMESERVICING LENDING LLC

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 29, 2021
Property Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957
Document Number	2021/4062
Book / Page	2021 / 4062
Instrument Date	Sep 26, 2021
Instrument	2021 4062
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957

Mortgage

Document Number	2021406320214063
Date	Sep 29, 2021
Instrument	2021 406320214063

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 3, 2018
Property Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957
Document Number	2018/1020
Book / Page	2018 / 1020
Instrument Date	Mar 29, 2018
Instrument	000000001020
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 E WASHINGTON ST, WINTERSET, IA 50273-1957

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00	$163,500 (+11.22%) Land $23,600 Building $139,900	$163,500 (+11.22%) Land $23,600 Building $139,900
2024	$2,878.00 (+5.65%)
2023		$147,000 Land $10,900 Building $136,100	$147,000 Land $10,900 Building $136,100
2022	$2,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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