54 E St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 54 E St, North Adams, MA 01247

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 924 sqft · built 1965
Lot Size0.936 acres (40,758 sqft)
OwnerIndividual Name on Record
Last Sale$187,000 (Sep 2021)
Tax Bill$3,546 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2021 Sale
+ 1 more
APNNADA M:352 B:0000 L:130

Property Details

APN / Parcel Number

Primary APNNADA M:352 B:0000 L:130

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area924 sqft Living Area
Gross Area2,099 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area40,758 sqft (0.936 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address54 E ST
CityNORTH ADAMS
StateMA
Zip01247-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number130
JurisdictionNORTH ADAMS MA
Township / Civil DivisionNORTH ADAMS
Census Block Group1
Census Block1000
Census Tract921400

Owner

Source: Berkshire County and North Adams City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 E ST, NORTH ADAMS, MA 01247-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
ADAMS BANK & TRUST
Oct 5, 2021Redemption Deed, Transfer
Sep 13, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ADAMS BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleDec 30, 2013
Deed Document Number20216007
Deed Book / Page1764 / 567
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH ADAMS MA
Property Address54 E ST, NORTH ADAMS, MA 01247-2918
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001909-579
DateJan 27, 2026
Book Page1909/579
Instrument479
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

October 2021: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionNORTH ADAMS MA
Recording DateOct 5, 2021
Property Address54 E ST, NORTH ADAMS, MA 01247-2918
Document Number1767-1006
Book / Page1767 / 1006
Instrument DateSep 17, 2021
Instrument6741
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH ADAMS MA
Recording DateSep 13, 2021
Property Address54 E ST, NORTH ADAMS, MA 01247-2918
Document Number1764-567
Book / Page1764 / 567
Instrument DateSep 13, 2021
Instrument6007
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E ST, NORTH ADAMS, MA 01247-2918

Mortgage

Document Number6008
DateSep 13, 2021
Instrument6008
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateOct 1, 2028
Max Rate At Change2.75%
Index3-Year CMT

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
MunicipalityNorth Adams City
Unified School DistrictNorth Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,546.00 (+9.78%)$212,200 (+16.08%) Land $39,700 Building $172,500
2023$3,230.00$182,800 Land $36,400 Building $146,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH ADAMS WATER DEPT
serves 13,000 people · EPA ID MA1209000
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2014
Treatment and ProcedureNo certified operator
Mar 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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