Oswego County and Oswego City property record for 54 E Seneca St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,180 sqft · built 1890 |
| Lot Size | 0.045 acres (2,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Mar 2024) |
| Tax Bill | $3,132 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-01-02 |
| Primary APN | 351200 128.48-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 1,153 sqft |
| 2nd Floor Area | 1,027 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,000 sqft (0.045 acres) |
| Lot Dimensions | 40 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 194 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1563 M |
|---|---|
| Street Address | 54 E SENECA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | FOMER VILLAGE OF EAST OSWEGO |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Jun 25, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Jun 14, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage RCN CAP |
| Jan 9, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 2024R2024002150 |
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000009222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 17, 2025 |
| Property Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Document Number | 0000009222 |
| Map Reference | MB 433 PG 501 |
| Instrument Date | Oct 16, 2025 |
| Instrument | R-2025-009222 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Document Number | 0000005930 |
| Instrument Date | May 30, 2018 |
| Instrument | 5930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 E SENECA ST OSWEGO NY 131261109, OSWEGO, NY 13126-1109 |
| Document Number | 5931 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 5931 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 14, 2017 |
| Property Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 5404 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2115 COUNTY ROUTE 6 FULTON NY 130694267, FULTON, NY 13069-4267 |
| Document Number | 0000005404 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 5404 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 13, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 9, 2017 |
| Property Address | 54 E SENECA ST, OSWEGO, NY 13126-1109 |
| Document Number | 0000000216 |
| Instrument Date | Jan 1, 2017 |
| Instrument | 216 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2115 COUNTY ROUTE 6 FULTON NY 130694267, FULTON, NY 13069-4267 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,132.00 (+2.99%) | ||
| 2025 | $3,041.00 (-39.73%) | $169,000 (+13.42%) Land $12,200 Building $156,800 | $169,000 (+13.42%) Land $12,200 Building $156,800 |
| 2024 | $5,046.00 | $149,000 (+41.9%) Land $12,200 Building $136,800 | $149,000 (+17.78%) Land $12,200 Building $136,800 |
| 2023 | $105,000 Land $5,700 Building $99,300 | $126,506 Land $6,867 Building $119,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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