54 E Palomar St, Chula Vista, CA 91911 Property Records

San Diego County property record for 54 E Palomar St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jul 2023)
Tax Bill	$8,514 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-021-10-00`

Property Details

APN / Parcel Number

Primary APN	`620-021-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	54 E PALOMAR ST
City	CHULA VISTA
State	CA
Zip	91911-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 TR 004030
Legal Subdivision	SUBURBAN HEIGHTS
Legal Tract	004030
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	13303

Owner

54 E Palomar St is owned and occupied by an individual who bought it in July 2023.

Source: San Diego County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2023	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage US BANK NA
Jul 26, 2023	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Dec 20, 1985 · Amount on File
Deed Document Number	2023199383
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533

Mortgage

Document Number	0000332119
Date	Nov 24, 2025
Instrument	2025-0332119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2023
Property Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533
Document Number	0000199381
Map Reference	MAP 4030
Instrument Date	Jul 14, 2023
Instrument	2023-0199381
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CAMILLA LN, MURFREESBORO, TN 37129-4537

Mortgage

Document Number	0000199385
Date	Jul 26, 2023
Instrument	2023-0199385

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2023
Property Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533
Document Number	0000199383
Map Reference	MAP 4030
Instrument Date	Jul 13, 2023
Instrument	2023-0199383
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 E PALOMAR ST, CHULA VISTA, CA 91911-3533

Mortgage

Document Number	0000199384
Date	Jul 26, 2023
Instrument	2023-0199384

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 54 E Palomar St was $8,514.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,280 (+2%) Land $572,220 Building $156,060
2025	$8,514.00	$714,000 Land $561,000 Building $153,000
2023	$1,868.00 (+3.03%) Homeowner's exemption	$163,074 Land $57,405 Building $105,669
2022	$1,813.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 E Palomar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 E Palomar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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