State of Hawaii and Hawaii County property record for 54 E Palai St, #411, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,263 sqft · built 1986 |
| Lot Size | 0.414 acres (18,044 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,781 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-5-4-005-086 |
| Primary APN | 3-5-4-005-086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| Gross Area | 1,312 sqft |
| 1st Floor Area | 935 sqft |
| Upper Floors Area | 236 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 18,044 sqft (0.414 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 285 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 54 E PALAI ST, 411 |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 6-E 18044 SF DES POR RP 4888 POR LCAW 8087 TOG/ESMT SUBJ/ESMT |
| Legal Subdivision | KAPAAU VILLAGE |
| Legal Lot Number | 6-E |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | NORTH KOHALA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21800 |
54 E Palai St, #411, a single family home, is held in a trust.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 920 WARD AVE, 11E, HONOLULU, HI 96814-2123 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 54 E PALAI ST # 411, 411, HILO, HI 96720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A79500960 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | A-79500960 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 54 E Palai St, #411 was $5,781.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,800 (+4.78%) Land $270,800 Building $275,000 | $545,800 (+4.78%) Land $270,800 Building $275,000 | |
| 2025 | $5,781.00 | $520,900 (+8.05%) Land $245,900 Building $275,000 | $520,900 (+8.05%) Land $245,900 Building $275,000 |
| 2024 | $482,100 (+12.98%) Land $223,700 Building $258,400 | $482,100 (+12.98%) Land $223,700 Building $258,400 | |
| 2023 | $4,736.00 | $426,700 Land $186,500 Building $240,200 | $426,700 Land $186,500 Building $240,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 E Palai St, #411 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 E Palai St, #411 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 80% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures