Carroll County property record for 54 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 1880 |
| Square Footage | 4,720 sqft Total Area |
| Lot Size | 3,032 sqft (0.07 acres) |
| Last Sale | $575,000 (2022) |
| Tax Bill | $8,902.00 (2025) |
| Primary APN | 07-079672 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Building Area | 4,720 sqft Total Area |
| 1st Floor | 4,720 sqft 1st Floor |
| Basement Area | 2,360 sqft Basement |
| Unfinished Basement | 2,360 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,032 sqft (0.07 acres) |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 079672 |
|---|---|
| Street Address | 54 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5094 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | LT - 3032 SF 54 E MAIN ST WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-079672
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2022 MANCHESTER RD, WESTMINSTER, MD 21157-3405 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 05, 2022 | Deed, Transfer · Stand Alone First Mortgage FARMERS & MERCHANTS BANK |
| Jan 08, 2018 | Deed of Trust, Mortgage NWSB BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2022 · Amount on Record |
| Deed Sale | Apr 05, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2003 · Amount on Record |
| Deed Book / Page | 10734 / 106 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 05, 2022 |
| Property Address | 54 E MAIN ST, WESTMINSTER, MD 21157-5094 |
| Document Number | 0107340106 |
| Book / Page | 10734 / 106 |
| Instrument Date | Mar 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2022 MANCHESTER RD, WESTMINSTER, MD 21157-3405 |
| Document Number | 0107340113 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 10734/113 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | UPPERCO, MD 21155 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 54 E MAIN ST, WESTMINSTER, MD 21157-5094 |
| Document Number | 0089140246 |
| Book / Page | 008914 / 000246 |
| Instrument Date | Jan 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 FEDERAL ANN CT WESTMINSTER MD 211575753, WESTMINSTER, MD 21157-5753 |
| Document Number | 0089140246 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 008914/000246 |
| Name | NWSB BANK |
|---|---|
| Address | 16 LINCOLN SQ, GETTYSBURG, PA 17325-2205 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,600 (+23.33%) Land $51,500 Building $514,100 | $565,600 (+23.33%) Land $51,500 Building $514,100 | |
| 2025 | $8,902.00 (+14.86%) | ||
| 2023 | $7,750.00 | $458,600 Land $51,300 Building $407,300 | $458,600 Land $51,300 Building $407,300 |
54 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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