54 E Main St, Mystic, CT 06355 Property Records

Stonington Town property record for 54 E Main St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,664 sqft · built 1866
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2018)
Tax Bill	$10,327 (2026)
Deeds & Mortgages	Jun 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`STON M:174 B:13 L:1`

Property Details

APN / Parcel Number

Primary APN	`STON M:174 B:13 L:1`
Alternative APNs	`STNG M:174 B:13 L:1` `0370900` `370900`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	5,224 sqft
1st Floor Area	1,346 sqft
Attic	Attic
Attic Area	754 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	370900
Street Address	54 E MAIN ST
City	MYSTIC
State	CT
Zip	06355-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH-10
Legal Block	13
Legal Lot Number	1
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	3
Census Block	3031
Census Tract	705300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mystic Bridge Historic District listed 1979 · 345 contributing resources · NRIS 79002671

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Stonington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 E MAIN ST, MYSTIC, CT 06355-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20182983760002
Deed Book / Page	778 / 646
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	54 E MAIN ST, MYSTIC, CT 06355-2826
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000820-117
Date	Jun 3, 2021
Book Page	820/117

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	54 E MAIN ST, MYSTIC, CT 06355-2826
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00799-1117
Date	May 21, 2020
Book Page	799/1117
Instrument	3090060010

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jun 1, 2033

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Jul 10, 2018
Property Address	54 E MAIN ST, MYSTIC, CT 06355-2826
Document Number	778-646
Book / Page	000778 / 000646
Instrument Date	Jul 10, 2018
Instrument	2983760002
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PINE LAKE RD DUXBURY MA 023324347, DUXBURY, MA 02332-4347

Mortgage

Document Number	778-648
Date	Jul 10, 2018
Book Page	000778/000648
Instrument	2983770010

Lender

Name	HOMESERVICES LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2033

Tax Assessment & Valuation

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,327.00 (+6.71%)	$484,400 (-) Land $140,400 Building $344,000	$1,078,036 (+217.93%)
2025	$9,678.00	$484,400 (-) Land $140,400 Building $344,000	$339,080 Land $98,280 Building $240,800
2024	$9,678.00 (+3.99%)
2023	$9,307.00 (+0.38%)	$484,400 (+32.64%) Land $140,400 Building $344,000
2022	$9,272.00	$365,200 Land $110,500 Building $254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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