54 E Laurel Dr, Somers Point, NJ 08244 Property Records

Atlantic County and Somers Point City property record for 54 E Laurel Dr, Somers Point, NJ 08244

Property Summary

Property TypeSingle Family Home
Details1,654 sqft · built 1975
Lot Size0.187 acres (8,137 sqft)
OwnerCompany Name on Record
Last Sale$360,000 (Mar 2025)
Tax Bill$6,525 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2020 Mortgage
APN21-01917-0000-00011

Property Details

APN / Parcel Number

Primary APN21-01917-0000-00011

Interior

Stories1 Story
Building Area1,654 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area8,137 sqft (0.187 acres)
Lot Dimensions113 ft deep x 72 ft wide

Location & Zoning

Street Address54 E LAUREL DR
CitySOMERS POINT
StateNJ
Zip08244-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionOCEAN CITY HARBORS
Legal Block1917
Legal Lot Number11
JurisdictionATLANTIC NJ
Township / Civil DivisionSOMERS POINT
Census Block Group1
Census Block1025
Census Tract12802

Owner

Source: Atlantic County and Somers Point City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address333 SUNNYBROOK RD, BARRINGTON, NJ 08007-1454
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLICE & FIRE FCU
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLICE & FIRE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2025 · Amount on Record
Deed SaleMar 17, 2025 · Amount on Record
Prior SaleSep 27, 2004 · Amount on Record
Deed Document Number20259720
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address54 E LAUREL DR, SOMERS POINT, NJ 08244-1750
Document Number0000026398
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E LAUREL DR SOMERS POINT NJ 082441750, SOMERS POINT, NJ 08244-1750

Mortgage

Document Number0000026398
DateMay 15, 2020
Instrument26398
Lender
NamePOLICE & FIRE FCU
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address54 E LAUREL DR, SOMERS POINT, NJ 08244-1750
Document Number0000034729
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E LAUREL DR SOMERS POINT NJ 082441750, SOMERS POINT, NJ 08244-1750

Mortgage

Document Number0000034729
DateJul 8, 2020
Instrument34729
Lender
NamePOLICE & FIRE FCU
AddressPHILADELPHIA, PA 19107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJul 7, 2043
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Atlantic County and Somers Point City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalitySomers Point City
Secondary School DistrictMainland Regional School District (09 - 12)
Elementary School DistrictSomers Point City School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,300 (-) Land $76,000 Building $99,300$175,300 (-) Land $76,000 Building $99,300
2025$6,525.00 (+4.1%)$175,300 (-) Land $76,000 Building $99,300$175,300 (-) Land $76,000 Building $99,300
2024$6,268.00 (+7.04%)
2023$175,300 Land $76,000 Building $99,300$175,300 Land $76,000 Building $99,300
2022$5,856.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 units insured
incl. 44 condo units
Nearby Flood Claims30 (1984–2020)
Claims Outside the SFHA10 of 30
Most Recent ClaimAug 2020 · Tropical Storm Isaias
Claims by Event
  • Hurricane Sandy, Oct 2012 · 20 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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