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54 E Homefield Point Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 54 E Homefield Point Ct, O Fallon, MO 63366 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,746 sqft · built 2004
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$386,232 (Aug 2023)
Tax Bill$3,813 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNT040300773

Property Details

APN / Parcel Number

Primary APNT040300773
Alternative APN
  • 2-0098-9421-0X-0049.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area3,010 sqft
1st Floor Area1,746 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area35 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT040300773
Street Address54 E HOMEFIELD POINT CT
CityO FALLON
StateMO
Zip63366-4755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEFIELD PH3 #2 VLG X LOT 49
Legal SubdivisionHOMEFIELD PH3 #2 VLG X
Legal Lot Number49
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3003
Census Tract311604

Owner

Source: St. Charles County records · APN T040300773

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 E HOMEFIELD POINT CT, O FALLON, MO 63366-4755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Line of Credit
LINDELL BANK & TRUST CO
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleMay 26, 2011 · Amount on Record
Deed Document Number202334562
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address54 E HOMEFIELD POINT CT, O FALLON, MO 63366-4755
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031368
DateAug 07, 2023
Instrument2023R-031368
Lender
NameLINDELL BANK & TRUST CO
TypeBank
AddressEUREKA, MO 63025
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 25, 2023
Property Address54 E HOMEFIELD POINT CT, O FALLON, MO 63366-4755
Document Number0000034562
Map ReferenceMB 40 PG 214
Instrument DateAug 18, 2023
Instrument2023R-034562
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 E HOMEFIELD POINT CT, O FALLON, MO 63366-4755

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E HOMEFIELD POINT CT, O FALLON, MO 63366-4755

Mortgage

Document Number0000034563
DateAug 25, 2023
Instrument2023R-034563
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateSep 01, 2028
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year TN
Margin2
Max Rate11%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$59,320 (-)$312,213 (-) Land $70,000 Building $242,213
2025$3,813.00$59,320 (+11.44%)$312,213 (+11.44%) Land $70,000 Building $242,213
2023$53,232
2022$280,167 Land $50,000 Building $230,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, Verizon, T-Mobile USA, Socket Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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