54 E Conestoga Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 54 E Conestoga Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,040 sqft · built 1980
Lot Size	0.305 acres (13,288 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2024)
Tax Bill	$4,692 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-453-012`

Property Details

APN / Parcel Number

Primary APN	`09-20-453-012`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,040 sqft Building Perimeter
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	13,288 sqft (0.305 acres)
Lot Dimensions	173 ft deep x 76.7 ft wide
Garage Type	Detached
Garage Area	560 sqft
Porch	Porch
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0920453012
Street Address	54 E CONESTOGA AVE
City	CORTLAND
State	IL
Zip	60112-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 - PRAIRIE VIEW SUBDIVISION
Legal Subdivision	PRAIRIE VIEW SUBDIVISION
Legal Lot Number	11
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4022
Census Tract	1600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST NAT'L BK/OMAHA
Oct 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	2024130
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 5, 2024
Property Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018
Document Number	0000000130
Map Reference	MB R PG 65
Instrument Date	Dec 19, 2023
Instrument	2024000130
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018

Mortgage

Document Number	0000000131
Date	Jan 5, 2024
Instrument	2024000131

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate	7.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018
Document Number	0000010842
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 E CONESTOGA AVE CORTLAND IL 601124018, CORTLAND, IL 60112-4018

Mortgage

Document Number	0000010842
Date	Nov 22, 2019
Instrument	10842

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018
Document Number	0000010304
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 E CONESTOGA AVE CORTLAND IL 601124018, CORTLAND, IL 60112-4018

Mortgage

Document Number	0000010304
Date	Oct 19, 2017
Instrument	10304

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	54 E CONESTOGA AVE, CORTLAND, IL 60112-4018
Document Number	0000009708
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 E CONESTOGA AVE CORTLAND IL 601124018, CORTLAND, IL 60112-4018

Mortgage

Document Number	0000009708
Date	Oct 3, 2017
Instrument	9708

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,243 (+13.7%) Land $20,023 Building $47,220	$201,729 (+13.7%) Land $60,069 Building $141,660
2024	$4,692.00
2023		$59,142 (+4.78%) Land $17,611 Building $41,531	$177,426 (+4.78%) Land $52,833 Building $124,593
2022		$56,444 Land $16,808 Building $39,636	$169,332 Land $50,424 Building $118,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20

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