54 E Commercial St, Wellfleet, MA 02667 Property Records

Barnstable County and Wellfleet Town property record for 54 E Commercial St, Wellfleet, MA 02667

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,507 sqft · built 1859
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on Record
Last Sale	$650,000 (Nov 2022)
Tax Bill	$7,597 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:015.0 B:0078 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`WELL M:015.0 B:0078 L:0000.0`
Alternative APNs	`WFLT M:015.0 B:0078 L:0000.0` `1325`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,507 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,794 sqft

Exterior

Year Built	Built 1859
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1325
Street Address	54 E COMMERCIAL ST
City	WELLFLEET
State	MA
Zip	02667-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	78
Jurisdiction	WELLFLEET MA
Township / Civil Division	WELLFLEET
Census Block Group	2
Census Block	2066
Census Tract	10206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wellfleet Center Historic District listed 1989 · 182 contributing resources · NRIS 89001147

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Wellfleet Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	54 E COMMERCIAL ST, WELLFLEET, MA 02667-7453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Deed Book / Page	35463 / 105
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLFLEET MA
Recording Date	Nov 3, 2022
Property Address	54 E COMMERCIAL ST, WELLFLEET, MA 02667-7453
Document Number	035463-105
Book / Page	35463 / 105
Instrument Date	Nov 3, 2022
Instrument	54348
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 E COMMERCIAL ST, WELLFLEET, MA 02667-7453

Mortgage

Document Number	0000054349
Date	Nov 3, 2022
Instrument	54349

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Wellfleet Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Wellfleet School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,597.00 (+28.39%)	$1,068,500 (+23.34%) Land $472,800 Building $595,700	$831,060
2024	$5,917.00 (+12.73%)	$866,300 (+14.88%) Land $450,300 Building $416,000
2023	$5,249.00	$754,100 Land $381,600 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 units insured incl. 7 condo units
Nearby Flood Claims	14 (1978–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLFLEET MUNICIPAL WATER SYSTEM serves 750 people · EPA ID MA4318094
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20