54 E Columbia Ave, Champaign, IL 61820 Property Records

Champaign County property record for 54 E Columbia Ave, Champaign, IL 61820

Property Summary

Property TypeVacant Land
Details1 ba · 784 sqft · built 1906
Lot Size0.125 acres (5,445 sqft)
OwnerCompany Name on Record
Tax Bill$140 (2024)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN42-20-12-287-007

Property Details

APN / Parcel Number

Primary APN42-20-12-287-007

Interior

Full Baths1 Bath
Stories1 Story
Building Area784 sqft Base Area
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialStucco
Roof MaterialShingle
Lot Area5,445 sqft (0.125 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address54 E COLUMBIA AVE
CityCHAMPAIGN
StateIL
Zip61820-3627
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT PT 12 BLOCK 19 GALLOWAY AND SMITHS ADD AND OTHER LAND
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionGALLOWAY AND SMITHS ADD
Legal Block19
Legal Lot Number12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2001
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address201 W SPRINGFIELD AVE, 11, CHAMPAIGN, IL 61820-6363
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
PROSPECT BANK
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
BANKCHAMPAIGN NA
Dec 22, 2020Deed of Trust, Mortgage · Commercial Mortgage
BANKCHAMPAIGN NA
Jun 6, 2018Grant Deed, Mortgage · Line of Credit
BANKCHAMPAIGN
Dec 29, 2017Quit Claim Deed, Transfer
ACT TITLE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 18, 2017
Transfer Doc0000024097
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address54 E COLUMBIA AVE, CHAMPAIGN, IL 61820-3627
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002136
DateFeb 23, 2023
Instrument2023R02136
Lender
NamePROSPECT BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 16, 2026
Interest
Rate6.5%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address54 E COLUMBIA AVE, CHAMPAIGN, IL 61820-3627
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027082
DateDec 22, 2020
Instrument2020R27082
Lender
NameBANKCHAMPAIGN NA
TypeBank
AddressCHAMPAIGN, IL 61824
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address54 E COLUMBIA AVE, CHAMPAIGN, IL 61820-3627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027084
DateDec 22, 2020
Instrument2020R27084
Lender
NameBANKCHAMPAIGN NA
TypeBank
AddressCHAMPAIGN, IL 61824
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueNov 20, 2025

June 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 6, 2018
Property Address54 E COLUMBIA AVE, CHAMPAIGN, IL 61820-3627
Instrument DateMay 22, 2018
Instrument9153
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyALLIED CAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 W SPRINGFIELD AVE #11TH CHAMPAIGN IL 618206385, 11TH, CHAMPAIGN, IL 61820-6385

Mortgage

Document Number0000009153
DateJun 6, 2018
Instrument9153
Lender
NameBANKCHAMPAIGN
TypeBank
Address201 W SPRINGFIELD AVE # 11TH, CHAMPAIGN, IL 61820-6385
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.75%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 29, 2017
Property Address54 E COLUMBIA AVE, CHAMPAIGN, IL 61820-3627
Document Number0000024097
Instrument DateDec 18, 2017
Instrument24097
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyACT TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 W SPRINGFIELD AVE #11TH CHAMPAIGN IL 618206385, 11TH, CHAMPAIGN, IL 61820-6385

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810 (+33.09%) Land $1,810$5,430 (+33.09%) Land $5,430
2024$140.00 (+12%)
2022$125.00$1,360 Land $1,360$4,080 Land $4,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.

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