54 E Center St, Leeds, MA 01053 Property Records

Hampshire County and Northampton City property record for 54 E Center St, Leeds, MA 01053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,380 sqft · built 1950
Lot Size0.524 acres (22,825 sqft)
OwnerIndividual Name on Record
Last Sale$233,000 (Oct 2017)
Tax Bill$5,650 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2023 Line of Credit
+ 2 more
APNNHAM M:011A B:0015 L:0001

Property Details

APN / Parcel Number

Primary APNNHAM M:011A B:0015 L:0001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,825 sqft (0.524 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address54 E CENTER ST
CityLEEDS
StateMA
Zip01053-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
Legal Block15
Legal Lot Number1
JurisdictionNORTHAMPTON MA
Township / Civil DivisionNORTHAMPTON
Census Block Group4
Census Block4009
Census Tract821700

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address54 E CENTER ST, LEEDS, MA 01053-9716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
FLORENCE BANK
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
May 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FLORENCE BANK
Oct 25, 2017Warranty Deed, Transfer
GREENFIELD CP BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2017 · Amount on Record
Deed SaleOct 25, 2017 · Amount on Record
Prior SaleSep 25, 2009 · Amount on Record
Deed Document Number201722373
Deed Book / Page12785 / 329
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address54 E CENTER ST, LEEDS, MA 01053-9716
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015581-63
DateNov 17, 2025
Book Page15581/63
Instrument19140
Lender
NameFLORENCE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address54 E CENTER ST, LEEDS, MA 01053-9716
Transaction TypeMortgage
Record UpdatedMar 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014817-257
DateMar 13, 2023
Book Page14817/257
Instrument3572
Lender
NameUMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2033
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address54 E CENTER ST, LEEDS, MA 01053-9716
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14120-223
DateMay 28, 2021
Book Page14120/223
Instrument12970
Lender
NameFLORENCE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON MA
Recording DateOct 25, 2017
Property Address54 E CENTER ST, LEEDS, MA 01053-9716
Document Number12785-329
Book / Page12785 / 329
Instrument22373
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40.31
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E CENTER ST, LEEDS, MA 01053-9716

Mortgage

Document Number127850331
DateOct 25, 2017
Instrument12785/0331
Lender
NameGREENFIELD CP BK
Agreement
AmountAmount Recorded
Term360 Months
DueOct 25, 2047
Interest
Rate2.99%
Max Rate At Change10.1%
Max Rate3%

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
MunicipalityNorthampton City
Unified School DistrictNorthampton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,650.00 (+11.46%)$405,600 (+26.75%) Land $115,200 Building $290,400$428,640 (+5.22%)
2024$407,360
2023$5,069.00$320,000 Land $99,900 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHAMPTON WATER DIVISION
serves 29,571 people · EPA ID MA1214000
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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