54 Durwin Ln, Clayton, NC 27520 Property Records

Johnston County property record for 54 Durwin Ln, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Feb 2023)
Tax Bill	$3,725 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05H02207`

Property Details

APN / Parcel Number

Primary APN	`05H02207`
Alternative APNs	`2000225025` `2000257415`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,844 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	797 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000257415
Street Address	54 DURWIN LN
City	CLAYTON
State	NC
Zip	27520-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 46 ASHCROFT PH 4A 88/281-282
Legal Subdivision	ASHCROFT SUBDIVISION
Legal Phase	4A
Legal Lot Number	46
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5002
Census Tract	41001

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 DURWIN LN, CLAYTON, NC 27520-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Jan 6, 2020	Warranty Deed, Subdivision Related Transfer MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20235379
Deed Book / Page	6428 / 995
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 28, 2023
Property Address	54 DURWIN LN, CLAYTON, NC 27520-5716
Document Number	0000005379
Book / Page	6428 / 995
Map Reference	MB 88 PG 281&282
Instrument Date	Feb 24, 2023
Instrument	2023005379
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 FALLING LEAF LN, BENSON, NC 27504-6496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DURWIN LN, CLAYTON, NC 27520-5716

Mortgage

Document Number	0000005380
Date	Feb 28, 2023
Instrument	2023005380

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	5.7%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	12%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	54 DURWIN LN, CLAYTON, NC 27520-5716
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000745832
Date	Apr 26, 2021
Book Page	5912/694
Instrument	2021745832

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 6, 2020
Property Address	54 DURWIN LN, CLAYTON, NC 27520-5716
Document Number	0000642134
Book / Page	005500 / 000720
Instrument Date	Dec 31, 2019
Instrument	642134
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DURWIN LN CLAYTON NC 275205716, CLAYTON, NC 27520-5716

Mortgage

Document Number	642135
Date	Jan 6, 2020
Book Page	005500/000722
Instrument	642135

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,725.00 (+21.65%)	$372,510 (+56.93%) Land $85,000 Building $287,510	$372,510 (+56.93%) Land $85,000 Building $287,510
2023	$3,062.00	$237,380 Land $48,900 Building $188,480	$237,380 Land $48,900 Building $188,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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