54 Drummond St, Cincinnati, OH 45218 Property Records

Hamilton County property record for 54 Drummond St, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,768 sqft · built 1953
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Sep 2020)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-0060-0113-00`

Property Details

APN / Parcel Number

Primary APN	`597-0060-0113-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	884 sqft
2nd Floor Area	884 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 56.5 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	91 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	54 DRUMMOND ST
City	CINCINNATI
State	OH
Zip	45218-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUMMOND ST 56.50 X 125 IRR LOT 5 DRUMMOND ST SUB
Legal Subdivision	DRUMMOND ST SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2014
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	202098539
Deed Book / Page	14261 / 856
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014625
Date	Feb 27, 2026
Book Page	15612/681
Instrument	2026-0014625

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Oct 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029068
Date	May 2, 2023
Book Page	14907/560
Instrument	2023-0029068

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 25, 2020
Property Address	54 DRUMMOND ST, CINCINNATI, OH 45218-1021
Document Number	0000098539
Book / Page	014261 / 000856
Instrument Date	Sep 18, 2020
Instrument	98539
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 DRUMMOND ST CINCINNATI OH 452181021, CINCINNATI, OH 45218-1021

Mortgage

Document Number	98540
Date	Sep 25, 2020
Book Page	014261/000858
Instrument	98540

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,379.00 (+8.47%)	$60,551 (+%) Land $9,412 Building $51,139	$173,000 (-) Land $26,890 Building $146,110
2024	$4,037.00 (+7.17%)	$60,549 (-) Land $9,411 Building $51,138
2023	$3,767.00 (+13.06%)	$60,549 (+51.57%) Land $9,411 Building $51,138	$173,000 (+51.57%) Land $26,890 Building $146,110
2022	$3,332.00 Homeowner's exemption	$39,949 Land $8,169 Building $31,780
2020			$114,140 Land $23,340 Building $90,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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