Albany County and Bethlehem Town property record for 54 Dover Dr, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,368 sqft · built 1986 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jun 2018) |
| Tax Bill | $10,186 (2026) |
| Deeds & Mortgages | Jun 2020 Loan Modification Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 96.20-1-44 |
| Primary APN | 012200 96.20-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| 2nd Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09602000010440000000 |
|---|---|
| Street Address | 54 DOVER DR |
| City | DELMAR |
| State | NY |
| Zip | 12054-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DOVER ESTATES LOT 54 DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14303 |
54 Dover Dr is owned and occupied by an individual who bought it in June 2018.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 DOVER DR, DELMAR, NY 12054-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2020 | Loan Modification, Mortgage · VA Mortgage NAVY FCU |
| Jun 20, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jun 20, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 201813506 |
| Prior Transfer Date | Mar 21, 2012 |
| Prior Transfer Doc | 0030360640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 54 DOVER DR, DELMAR, NY 12054-9724 |
| Document Number | 0000013682 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 54 DOVER DR DELMAR NY 120549724, DELMAR, NY 12054-9724 |
| Document Number | 0000013682 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 13682 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 20, 2018 |
| Property Address | 54 DOVER DR, DELMAR, NY 12054-9724 |
| Document Number | 0000013506 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 13506 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 ELMHURST AVE ALBANY NY 122033220, ALBANY, NY 12203-3220 |
| Document Number | 13507 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 13507 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 20, 2018 |
| Property Address | 54 DOVER DR, DELMAR, NY 12054-9724 |
| Document Number | 0020183506 |
| Book / Page | 002018 / 013506 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 13507 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 DOVER DR DELMAR NY 120549724, DELMAR, NY 12054-9724 |
| Document Number | 13507 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 13507 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
The 2026 property tax bill for 54 Dover Dr was $10,186 with a veteran's exemption, up 1.2% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,186.00 (+1.22%) Veteran's exemption | ||
| 2025 | $10,063.00 Veteran's exemption | $314,700 Land $61,500 Building $253,200 | $491,719 Land $96,094 Building $395,625 |
| 2023 | $314,700 Land $61,500 Building $253,200 | $419,600 Land $82,000 Building $337,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Dover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Dover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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