54 Derby St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 54 Derby St, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,371 sqft · built 1989
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on File
Last Sale$70,050 (Jan 1999)
Tax Bill$4,140 (2025)
Flood ZoneZone X (minimal risk)
APN35-020-205-1

Property Details

APN / Parcel Number

Primary APN35-020-205-1
Alternative APNs
  • WORC M:35 B:020 L:205-1
  • M:35 B:020 L:205=1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,371 sqft Living Area
Gross Area2,013 sqft
1st Floor Area624 sqft
Basement Area364 sqft
Unfinished Basement364 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,000 sqft (0.092 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number35-020-205-1
Street Address54 DERBY ST
CityWORCESTER
StateMA
Zip01604-5315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block20
Legal Lot Number205-1
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1009
Census Tract732802

Owner

Source: Worcester County and Worcester City records · APN 35-020-205-1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 DERBY ST, WORCESTER, MA 01604-5315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 1999 · Amount on Record
Deed SaleJan 22, 1999 · Amount on Record
Prior SaleOct 19, 1998 · Amount on Record
Deed Book / Page20952 / 10
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,140.00 (+8.95%)$313,900 (+18.45%) Land $83,800 Building $230,100
2023$3,800.00$265,000 Land $72,900 Building $192,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 656 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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