Charles County property record for 54 Derby Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,998 sqft · built 2017 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,950 (Apr 2021) |
| Tax Bill | $18,651 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-082248 |
| Primary APN | 01-082248 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 854 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 082248 |
|---|---|
| Street Address | 54 DERBY DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4358 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MUD-2 |
| Legal Description | LOT 147B PLT 11 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE |
| Legal Subdivision | THE VIL OF STEEPLECHASE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 147B |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 851001 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 29, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2017 | Deed, Transfer · Conventional Mortgage OLD LINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on Record |
| Deed Sale | Apr 2, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Book / Page | 11729 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 2, 2021 |
| Property Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Document Number | 0117290443 |
| Book / Page | 11729 / 443 |
| Map Reference | MB 60 FO 452 |
| Instrument Date | Mar 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,474.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Document Number | 11729448 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 11729/448 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 29, 2019 |
| Property Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Document Number | 0106150121 |
| Book / Page | 010615 / 000121 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 DERBY DR LA PLATA MD 206464358, LA PLATA, MD 20646-4358 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 20, 2017 |
| Property Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Document Number | 0100730386 |
| Book / Page | 10073 / 386 |
| Map Reference | MB60 FO452 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 54 DERBY DR, LA PLATA, MD 20646-4358 |
| Document Number | 0010073391 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 10073/391 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,400 (+21.11%) Land $85,000 Building $299,400 | $384,400 (+21.11%) Land $85,000 Building $299,400 | |
| 2025 | $18,651.00 (+180.85%) | ||
| 2023 | $6,641.00 | $317,400 Land $85,000 Building $232,400 | $317,400 Land $85,000 Building $232,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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