54 Darby Rd, Covington, GA 30016 Property Records

Newton County property record for 54 Darby Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1988
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Aug 2018)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00460-00000-004-A00`

Property Details

APN / Parcel Number

Primary APN	`00460-00000-004-A00`
Alternative APNs	`0046 004A` `20931`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	20931
Street Address	54 DARBY RD
City	COVINGTON
State	GA
Zip	30016-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.125AC DARBY ROAD
Legal Subdivision	R3 MISC LAND - AREA 7
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2018
Census Tract	100507

Owner

54 Darby Rd is owned and occupied by an individual who bought it in August 2018.

Source: Newton County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	54 DARBY RD, COVINGTON, GA 30016-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Feb 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEWTON FEDERAL BANK
Aug 22, 2018	Grant Deed, Transfer · Conventional with PMI NEWTON FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Mar 15, 2011
Deed Document Number	20183259
Deed Book / Page	3740 / 174
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 21, 2026
Property Address	54 DARBY RD, COVINGTON, GA 30016-8615
Document Number	4850000665
Book / Page	4850 / 665
Instrument Date	Jul 15, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DARBY RD, COVINGTON, GA 30016-8615

Mortgage

Document Number	4850000665,
Date	Jul 21, 2026
Book Page	4850/665

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	54 DARBY RD, COVINGTON, GA 30016-8615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036660560
Date	Feb 19, 2018
Book Page	3666/560
Instrument	001966

Lender

Name	NEWTON FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2028

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 22, 2018
Property Address	54 DARBY RD, COVINGTON, GA 30016-8615
Document Number	0037400174
Book / Page	003740 / 000174
Instrument Date	Aug 2, 2018
Instrument	10341
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 DARBY RD COVINGTON GA 300168615, COVINGTON, GA 30016-8615

Mortgage

Document Number	37400176
Date	Aug 22, 2018
Book Page	003740/000176
Instrument	10342

Lender

Name	NEWTON FED'L BK
Type	Bank
Address	COVINGTON, GA 30014

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+14.13%)	$55,520 (+16.15%) Land $14,920 Building $40,600	$138,800 (+16.15%) Land $37,300 Building $101,500
2024	$1,210.00 (+11.11%)	$47,800 (+3.91%) Land $8,480 Building $39,320	$119,500 (+3.91%) Land $21,200 Building $98,300
2023		$46,000 (+28.06%) Land $8,480 Building $37,520	$115,000 (+28.06%) Land $21,200 Building $93,800
2022	$1,089.00	$35,920 Land $8,480 Building $27,440	$89,800 Land $21,200 Building $68,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Darby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Darby Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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