54 Curtis St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 54 Curtis St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,464 sqft · built 1948
Lot Size0.189 acres (8,215 sqft)
Owner2 Trust Names on File
Tax Bill$8,120 (2025)
Deeds & MortgagesJan 2017 Mortgage
Nov 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:004.0-0000-0062.0

Property Details

APN / Parcel Number

Primary APNREAD M:004.0-0000-0062.0
Alternative APNs
  • M:004.0=0000=0062.0
  • 40000000170
  • 40000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,464 sqft Living Area
Gross Area2,664 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,215 sqft (0.189 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number40000000170
Street Address54 CURTIS ST
CityREADING
StateMA
Zip01867-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2000
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:004.0-0000-0062.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address54 CURTIS ST, READING, MA 01867-3905
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2017Deed of Trust, Mortgage
READING COOPERATIVE BANK
Nov 06, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2018
Deed SaleNov 06, 2018
Prior SaleOct 11, 2018
Deed Document Number2018171083
Deed Book / Page71852 / 147
Transfer Doc71852-147
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address54 CURTIS ST, READING, MA 01867-3905
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068699-421
DateJan 03, 2017
Book Page68699/421
Instrument349
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateNov 06, 2018
Property Address54 CURTIS ST, READING, MA 01867-3905
Document Number71852-147
Book / Page071852 / 000147
Instrument DateNov 02, 2018
Instrument1083
Transaction TypeTransfer
Record UpdatedNov 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CURTIS ST READING MA 018673905, READING, MA 01867-3905

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateOct 11, 2018
Property Address54 CURTIS ST, READING, MA 01867-3905
Document Number71734-394
Book / Page071734 / 000394
Instrument DateOct 03, 2018
Instrument156869
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CURTIS ST READING MA 018673905, READING, MA 01867-3905

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,120.00 (+1.16%)$712,900 (+4.09%) Land $475,200 Building $237,700$839,135 (+6.89%)
2024$8,027.00 (+3.23%)$684,900 (+10.9%) Land $456,500 Building $228,400$785,080
2023$7,776.00$617,600 Land $411,600 Building $206,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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