54 Crosby Cir, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 54 Crosby Cir, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,756 sqft · built 1965
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$634,000 (Apr 2007)
Tax Bill$9,993 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNOSTE M:116 L:019

Property Details

APN / Parcel Number

Primary APNOSTE M:116 L:019
Alternative APN
  • 55889

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,756 sqft Living Area
Gross Area3,677 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number55889
Street Address54 CROSBY CIR
CityOSTERVILLE
StateMA
Zip02655-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB
Legal Lot Number19
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1007
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address256 CANTON AVE, MILTON, MA 02186-3526
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage
CITIZENS BANK
Feb 5, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2007 · Amount on Record
Deed SaleApr 2, 2007 · Amount on Record
Prior SaleSep 15, 2000 · Amount on Record
Deed Book / Page21903 / 332
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSTERVILLE MA
Recording DateApr 7, 2026
Property Address54 CROSBY CIR, OSTERVILLE, MA 02655-2030
Document Number0000012995
Book / Page37552 / 165
Instrument DateMar 28, 2026
Instrument202612995
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CROSBY CIR, OSTERVILLE, MA 02655-2030

Mortgage

Document Number0000012995,
DateApr 7, 2026
Book Page37552/165
Instrument202612995
Lender
NameCITIZENS BANK
Agreement
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate5.98%
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address54 CROSBY CIR, OSTERVILLE, MA 02655-2030
Document Number31097-266
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31097-266
DateFeb 22, 2018
Book Page031097/000266
Instrument8559
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,993.00 (+5.42%)$1,235,200 (+1.77%) Land $830,200 Building $405,000$1,148,930
2024$9,479.00 (+10.3%)$1,213,700 (+17.78%) Land $830,200 Building $383,500
2023$8,594.00$1,030,500 Land $686,100 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims18 (1991–2018)
Claims Outside the SFHA5 of 18
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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