54 Cottage St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 54 Cottage St, Fall River, MA 02721

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,874 sqft · built 1900
Lot Size	0.104 acres (4,517 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 1997)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Dec 2021 Refinance Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0I-08 B:0000 L:0059`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0I-08 B:0000 L:0059`
Alternative APN	`M:0I=08 B:0000 L:0059`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,874 sqft Living Area
Gross Area	4,596 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,517 sqft (0.104 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	54 COTTAGE ST
City	FALL RIVER
State	MA
Zip	02721-7125
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B-B
Legal Lot Number	59
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2006
Census Tract	640901

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 DRIFTWOOD ST, FALL RIVER, MA 02720-6809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT MICHAELS CU
Sep 24, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 1997 · Amount on Record
Deed Sale	Apr 28, 1997 · Amount on Record
Prior Sale	Jul 25, 1990 · Amount on Record
Deed Book / Page	3230 / 10
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	54 COTTAGE ST, FALL RIVER, MA 02721-7125
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010873-262
Date	Dec 30, 2021
Book Page	10873/262
Instrument	30235

Lender

Name	SAINT MICHAELS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 24, 2021
Property Address	54 COTTAGE ST, FALL RIVER, MA 02721-7125
Document Number	10740-244
Book / Page	10740 / 244
Instrument Date	Sep 23, 2021
Instrument	21949
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 DRIFTWOOD ST, FALL RIVER, MA 02720-6809

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,910.00 (+4.4%)	$428,800 (+4.76%) Land $106,900 Building $321,900
2024	$4,703.00 (+13.71%)	$409,300 (+21.42%) Land $103,000 Building $306,300
2023	$4,136.00	$337,100 Land $85,100 Building $252,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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