54 Coolidge St, Hammond, IN 46324 Property Records

Lake County property record for 54 Coolidge St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,392 sqft · built 1926
Lot Size	0.118 acres (5,136 sqft)
Owner	2 Individual Names on File
Last Sale	$175,500 (Dec 2019)
Tax Bill	$2,307 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-26-35-0332-0050`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0332-0050`
Alternative APNs	`45-06-12-329-003.000-023` `263503320050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	4,732 sqft
1st Floor Area	1,196 sqft
Attic	Attic
Attic Area	1,170 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,136 sqft (0.118 acres)
Lot Dimensions	107 ft deep x 48 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 COOLIDGE ST
City	HAMMOND
State	IN
Zip	46324-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN PARK ADD. L.50
Legal Subdivision	ROSELAWN PARK ADD
Legal Lot Number	50
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3012
Census Tract	21500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roselawn-Forest Heights Historic District listed 2012 · 107 contributing resources · NRIS 12001060

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

54 Coolidge St is owned and occupied by two individuals who bought it in December 2019.

Source: Lake County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Jun 28, 2007 · Amount on File
Deed Document Number	201984061
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	0000026900
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006413
Date	Mar 6, 2023
Instrument	2023-506413

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	HAMMOND, IN 46324

Agreement

Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846

Mortgage

Document Number	0000024341
Date	Jun 13, 2022
Instrument	2022-524341

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 5, 2019
Property Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846
Document Number	0000084061
Map Reference	MB 16 PG 36
Instrument Date	Nov 22, 2019
Instrument	2019 084061
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BARRISTER TITLE

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 COOLIDGE ST, HAMMOND, IN 46324-1846

Mortgage

Document Number	0000084062
Date	Dec 5, 2019
Instrument	2019 084062

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,600 Land $33,500 Building $163,100	$196,600 Land $33,500 Building $163,100
2024	$2,307.00
2023		$167,700 (+6.21%) Land $33,900 Building $133,800	$167,700 (+6.21%) Land $33,900 Building $133,800
2022	$2,057.00 Homeowner's exemption	$157,900 Land $33,900 Building $124,000	$157,900 Land $33,900 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Coolidge St in Zone X, an area of moderate flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1981–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Coolidge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALUMET CITY serves 37,000 people · EPA ID IL0310390
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon.

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