54 Congress St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 54 Congress St, Fall River, MA 02721

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,501 sqft · built 1950
Lot Size0.105 acres (4,561 sqft)
Owner2 Individual Names on Record
Last Sale$233,000 (Oct 2005)
Tax Bill$3,450 (2025)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNFALL M:0F-19 B:0000 L:0056

Property Details

APN / Parcel Number

Primary APNFALL M:0F-19 B:0000 L:0056
Alternative APN
  • M:0F=19 B:0000 L:0056

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,501 sqft Living Area
Gross Area3,456 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,561 sqft (0.105 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address54 CONGRESS ST
CityFALL RIVER
StateMA
Zip02721-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal Lot Number56
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group3
Census Block3010
Census Tract640600

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address54 CONGRESS ST, FALL RIVER, MA 02721-3928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER BANK
Oct 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER BANK
Nov 5, 2018Deed of Trust, Mortgage
WEBSTER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2005 · Amount on Record
Deed SaleOct 3, 2005 · Amount on Record
Prior SaleOct 3, 2005 · Amount on Record
Deed Book / Page35 / 67
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address54 CONGRESS ST, FALL RIVER, MA 02721-3928
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010766-336
DateOct 14, 2021
Book Page10766/336
Instrument23700
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address54 CONGRESS ST, FALL RIVER, MA 02721-3928
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10766-336
DateOct 14, 2021
Book Page10766/336
Instrument23700
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address54 CONGRESS ST, FALL RIVER, MA 02721-3928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9640-243
DateNov 5, 2018
Book Page9640/243
Instrument18697
Lender
NameWEBSTER BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,450.00 (+6.32%)$301,300 (+6.69%) Land $106,900 Building $194,400$354,160 (+1.64%)
2024$3,245.00 (+8.38%)$282,400 (+15.74%) Land $103,000 Building $179,400$348,460
2023$2,994.00$244,000 Land $85,100 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALL RIVER WATER DEPARTMENT
serves 94,000 people · EPA ID MA4095000
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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