54 Colley Hill Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 54 Colley Hill Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,562 sqft · built 1971
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Last Sale	$288,700 (Feb 2019)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02543A000000`

Property Details

APN / Parcel Number

Primary APN	`02543A000000`
Alternative APNs	`GRAY M:036 B:025 L:043-001` `1479`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1479
Street Address	54 COLLEY HILL RD
City	GRAY
State	ME
Zip	04039-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	25
Legal Lot Number	43-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2010
Census Tract	4702

Owner

54 Colley Hill Rd is owned and occupied by an individual who bought it in February 2019.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	54 COLLEY HILL RD, GRAY, ME 04039-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit MIDCOAST FEDERAL CREDIT UNION
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Feb 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	20197043
Deed Book / Page	35472 / 79
Transfer Doc	26334-0249
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	54 COLLEY HILL RD, GRAY, ME 04039-9507
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0416270147
Date	Aug 4, 2025
Book Page	41627/147
Instrument	29546

Lender

Name	MIDCOAST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	54 COLLEY HILL RD, GRAY, ME 04039-9507
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369150225
Date	Jul 13, 2020
Book Page	36915/225
Instrument	38722

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Feb 21, 2019
Property Address	54 COLLEY HILL RD, GRAY, ME 04039-9507
Document Number	0354720079
Book / Page	35472 / 79
Instrument Date	Feb 19, 2019
Instrument	7043
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6974 S PARK RESERVE WAY APT 308, 308, MIDVALE, UT 84047-4731

Mortgage

Document Number	0000007044
Date	Feb 21, 2019
Instrument	7044

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 54 Colley Hill Rd was $3,635.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,635.00	$375,500 Land $127,500 Building $248,000
2023	$3,869.00 (+8.8%)	$254,900 (-) Land $71,300 Building $183,600
2022	$3,556.00	$254,900 Land $71,300 Building $183,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 54 Colley Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Colley Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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