New Castle County property record for 54 Cole Rd, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 1984 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,099 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-015.00-125 |
| Primary APN | 14-015.00-125 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 54 COLE RD |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-9680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | MEADOW VISTA II |
| Legal Lot Number | 62 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 16805 |
Source: New Castle County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 COLE RD, TOWNSEND, DE 19734-9680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 1, 2020 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2008 |
| Transfer Doc | 0000000164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 54 COLE RD, TOWNSEND, DE 19734-9680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 54 COLE RD, TOWNSEND, DE 19734-9680 |
| Document Number | 0000083105 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 20210720-0083105 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 54 COLE RD, TOWNSEND, DE 19734-9680 |
| Document Number | 0000005688 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 54 COLE RD TOWNSEND DE 197349680, TOWNSEND, DE 19734-9680 |
| Document Number | 0000005688 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 5688 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,099.00 (+21.58%) | $399,300 (+456.9%) Land $132,500 Building $266,800 | |
| 2024 | $290,340 | ||
| 2023 | $2,549.00 | $71,700 Land $12,300 Building $59,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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