54 Clover Ln, Brodhead, KY 40409 Property Records

Rockcastle County property record for 54 Clover Ln, Brodhead, KY 40409

Property Summary

Property Type	Single Family Home
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Nov 2021)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`032-00-025.03`

Property Details

APN / Parcel Number

Primary APN	`032-00-025.03`
Alternative APNs	`1648001` `242701`

Exterior

Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Account Number	242701
Street Address	54 CLOVER LN
City	BRODHEAD
State	KY
Zip	40409-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 (0.58 AC) & HOUSE
Legal Tract	3
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1006
Census Tract	950202

Owner

54 Clover Ln is owned and occupied by an individual who bought it in November 2021.

Source: Rockcastle County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	54 CLOVER LN, BRODHEAD, KY 40409-7901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PBK BANK INC
Nov 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	368909
Deed Book / Page	D280 / 543
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	54 CLOVER LN, BRODHEAD, KY 40409-7901
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CLOVER LN, BRODHEAD, KY 40409-7901

Mortgage

Document Number	000333/100
Date	Oct 4, 2022
Book Page	333/100
Instrument	372597

Lender

Name	PBK BANK INC
Type	Bank
Address	STANFORD, KY 40484

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Nov 8, 2021
Property Address	54 CLOVER LN, BRODHEAD, KY 40409-7901
Document Number	00D280/543
Book / Page	D280 / 543
Map Reference	MB 4 PG 297 SL 522
Instrument Date	Nov 8, 2021
Instrument	368909
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 BURTON SCHOOL RD, BRODHEAD, KY 40409-8065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	46 CLOVER LN, BRODHEAD, KY 40409-7901

Tax Assessment & Valuation

The 2025 property tax bill for 54 Clover Ln was $1,676.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00	$206,000	$206,000
2023	$1,705.00	$206,000	$206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Clover Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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