54 Cliffside Cir, Belton, TX 76513 Property Records

Bell County property record for 54 Cliffside Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 2022
Lot Size	1.38 acres (60,243 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,592 (2023)
Deeds & Mortgages	May 2021 Construction Loan Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361560198`

Property Details

APN / Parcel Number

Primary APN	`0361560198`
Alternative APN	`502187`

Interior

Stories	1 Story
Building Area	1,608 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Gravel
Lot Area	60,243 sqft (1.38 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	196 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	54 CLIFFSIDE CIR
City	BELTON
State	TX
Zip	76513-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDT'S PLACE, BLOCK 001, LOT 0001, ACRES 1.383
Legal Subdivision	HARDT'S PLACE
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	4
Census Block	4000
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 CLIFFSIDE CIR, BELTON, TX 76513-6609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Construction Mortgage SECURITY STATE BANK & TRUST
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021
Deed Sale	May 27, 2021
Deed Document Number	2021033532
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	54 CLIFFSIDE CIR, BELTON, TX 76513-6609
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028081
Date	May 6, 2021
Instrument	2021028081

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	54 CLIFFSIDE CIR, BELTON, TX 76513-6609
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059572
Date	Sep 23, 2022
Instrument	2022059572

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	54 CLIFFSIDE CIR, BELTON, TX 76513-6609
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013685
Date	Apr 3, 2023
Instrument	2023013685

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,592.00 (+252.16%) Homeowner's exemption Senior Citizen's exemption	$240,000 Land $155,669 Building $84,331	$240,000 Land $155,669 Building $84,331
2022	$1,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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