54 Clark St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 54 Clark St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1956
Lot Size	0.438 acres (19,070 sqft)
Owner	Individual Name on File
Last Sale	$148,393 (Oct 2019)
Tax Bill	$4,282 (2026)
Deeds & Mortgages	Oct 2019 Sale Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:M-31 B:0007 L:0010`

Property Details

APN / Parcel Number

Primary APN	`M:M-31 B:0007 L:0010`
Alternative APN	`GARD M:M32 B:23 L:10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	2,874 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,070 sqft (0.438 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	54 CLARK ST
City	GARDNER
State	MA
Zip	01440-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	23
Legal Lot Number	10
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1028
Census Tract	707400

Owner

54 Clark St is owned by an individual who bought it in October 2019.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	363 FREDETTE ST, ATHOL, MA 01331-1119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Mar 14, 2018
Deed Document Number	2019104535
Deed Book / Page	61182 / 204
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	61182-204
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 4, 2019
Property Address	54 CLARK ST, GARDNER, MA 01440-1216
Document Number	61182-204
Book / Page	061182 / 000204
Instrument Date	Sep 3, 2019
Instrument	104535
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$676.67
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 FREDETTE ST ATHOL MA 013311119, ATHOL, MA 01331-1119

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 14, 2018
Property Address	54 CLARK ST, GARDNER, MA 01440-1216
Document Number	58539-343
Book / Page	058539 / 000343
Instrument Date	Mar 7, 2018
Instrument	23743
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CLARK ST GARDNER MA 014401216, GARDNER, MA 01440-1216

Tax Assessment & Valuation

The 2026 property tax bill for 54 Clark St was $4,282, up 10,095.2% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,282.00 (+10,095.24%)	$311,000 (+5.07%) Land $81,400 Building $229,600	$348,654 (+2.57%)
2025	$42.00 (-99.01%)	$296,000 (+4.82%) Land $74,000 Building $222,000	$339,910
2024	$4,233.00 (+5.3%)	$282,400 (+13.32%) Land $67,300 Building $215,100
2023	$4,020.00	$249,200 Land $66,300 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Clark St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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