54 Chipman St, Medford, MA 02155 Property Records

Middlesex County and Medford City property record for 54 Chipman St, Medford, MA 02155

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,497 sqft · built 1928
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2012)
Tax Bill	$8,619 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MEDF M:M-14 B:0054`

Property Details

APN / Parcel Number

Primary APN	`MEDF M:M-14 B:0054`
Alternative APNs	`M:M=14 B:0054` `10202`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,497 sqft Living Area
Gross Area	5,514 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10202
Street Address	54 CHIPMAN ST
City	MEDFORD
State	MA
Zip	02155-4057
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	54
Jurisdiction	MEDFORD MA
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1006
Census Tract	339900

Owner

Source: Middlesex County and Medford City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 CHIPMAN ST, MEDFORD, MA 02155-4057
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2012 · Amount on Record
Deed Sale	Nov 29, 2012 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Book / Page	60600 / 182
Transfer Doc	060600-182
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFORD MA
Property Address	54 CHIPMAN ST, MEDFORD, MA 02155-4057
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082964-354
Date	Jul 2, 2024
Book Page	82964/354
Instrument	72098

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFORD MA
Property Address	54 CHIPMAN ST, MEDFORD, MA 02155-4057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75547-191
Date	Sep 4, 2020
Book Page	75547/191
Instrument	155287

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Medford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Medford City
Unified School District	Medford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,619.00 (+2.57%)	$998,700 (+4.59%) Land $361,300 Building $637,400	$992,384
2025	$8,403.00 (+10.87%)	$954,900 (+7.35%) Land $344,100 Building $610,800
2024	$7,579.00 (+2.25%)	$889,500 (+3.8%) Land $327,700 Building $561,800
2023	$7,412.00	$856,900 Land $306,200 Building $550,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER DEPT. (MWRA) serves 61,700 people · EPA ID MA3176000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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