54 Chester Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 54 Chester Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,327 sqft · built 2001
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,933 (Jul 2018)
Tax Bill	$9,290 (2025)
Deeds & Mortgages	Oct 2022 Refinance Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:50 B:5`

Property Details

APN / Parcel Number

Primary APN	`DERY M:50 B:5`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,327 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	54 CHESTER RD
City	DERRY
State	NH
Zip	03038-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	5
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1001
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 CHESTER RD, DERRY, NH 03038-3957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI ST MARYS BK
Jul 17, 2018	Warranty Deed, Transfer ST MARYS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	201818027969
Deed Book / Page	5930 / 1312
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	54 CHESTER RD, DERRY, NH 03038-3957
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06446-2669
Date	Oct 18, 2022
Book Page	6446/2669
Instrument	22044497

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	54 CHESTER RD, DERRY, NH 03038-3957
Document Number	0060772068
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 CHESTER RD DERRY NH 030383957, DERRY, NH 03038-3957

Mortgage

Document Number	0060772068
Date	Jan 23, 2020
Book Page	006077/002068
Instrument	3180

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jul 17, 2018
Property Address	54 CHESTER RD, DERRY, NH 03038-3957
Document Number	0059301312
Book / Page	005930 / 001312
Instrument Date	Jul 17, 2018
Instrument	27969
Transaction Type	Transfer
Record Updated	Oct 25, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,649.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 PAGE ST REVERE MA 021515315, REVERE, MA 02151-5315

Mortgage

Document Number	59301314
Date	Jul 17, 2018
Book Page	005930/001314
Instrument	27970

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,290.00 (+1.61%)	$489,200 (-) Land $210,000 Building $279,200
2024	$9,143.00 (+3.98%)	$489,200 (+15.05%) Land $210,000 Building $279,200
2023	$8,793.00 (+8.61%)	$425,200 (-) Land $178,400 Building $246,800	$480,700
2022	$8,096.00	$425,200 Land $178,400 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1991–2007)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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