54 Chase St, Westminster, MD 21157 Property Records

Carroll County property record for 54 Chase St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 2002
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2020)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-053495`

Property Details

APN / Parcel Number

Primary APN	`07-053495`
Alternative APNs	`7053495` `053495`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	053495
Street Address	54 CHASE ST
City	WESTMINSTER
State	MD
Zip	21157-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 2 - 6100 SF 54 CHASE ST 4-30 ARNOLDS SUB
Legal Subdivision	ARNOLDS SUB
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3018
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 CHASE ST, WESTMINSTER, MD 21157-4435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed, Transfer · Conventional Mortgage M & T BANK
Jul 10, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Jul 5, 2002 · Amount on Record
Deed Book / Page	9586 / 85
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	0093420081
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2020
Property Address	54 CHASE ST, WESTMINSTER, MD 21157-4435
Document Number	0095860085
Book / Page	9586 / 85
Map Reference	MB 4 FO 30
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ASSOCIATES TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	54 CHASE ST, WESTMINSTER, MD 21157-4435

Mortgage

Document Number	0000958690
Date	Mar 3, 2020
Instrument	9586/90

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 10, 2019
Property Address	54 CHASE ST, WESTMINSTER, MD 21157-4435
Document Number	0093420081
Book / Page	009342 / 000081
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CHASE ST WESTMINSTER MD 211574435, WESTMINSTER, MD 21157-4435

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,400 (+7.95%) Land $79,900 Building $305,500	$385,400 (-) Land $79,900 Building $305,500
2025	$4,788.00 (-5.66%) Homeowner's exemption	$357,033 (+18.89%)	$385,400 (+28.34%) Land $79,900 Building $305,500
2023	$5,075.00 Homeowner's exemption	$300,300 Land $79,900 Building $220,400	$300,300 Land $79,900 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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