54 Charme Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 54 Charme Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,726 sqft · built 1966
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Trust Names on File
Last Sale	$649,000 (Mar 2023)
Tax Bill	$7,473 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0036 B:0169 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0036 B:0169 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	2,747 sqft
Basement Area	1,192 sqft
Unfinished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	54 CHARME RD
City	BILLERICA
State	MA
Zip	01821-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	169
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	1
Census Block	1006
Census Tract	316101

Owner

54 Charme Rd is held in a trust since November 2024.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	54 CHARME RD, BILLERICA, MA 01821-2126
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 1, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Book / Page	37704 / 160
Last Transfer Date	Nov 22, 2024
Transfer Doc	0038925-88
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Mar 1, 2023
Property Address	54 CHARME RD, BILLERICA, MA 01821-2126
Document Number	037704-160
Book / Page	37704 / 160
Instrument Date	Mar 1, 2023
Instrument	5822
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 CHARME RD, BILLERICA, MA 01821-2126

Mortgage

Document Number	0000005823
Date	Mar 1, 2023
Instrument	5823

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Sep 1, 2022
Property Address	54 CHARME RD, BILLERICA, MA 01821-2126
Document Number	037349-258
Book / Page	37349 / 258
Instrument Date	Aug 3, 2022
Instrument	37333
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FILLMORE DR, BILLERICA, MA 01821-2107

Tax Assessment & Valuation

The 2026 property tax bill for 54 Charme Rd was $7,473, up 3.5% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,473.00 (+3.5%)	$643,700 (+1.37%) Land $294,000 Building $346,000	$689,415 (-)
2025	$7,220.00 (+10.33%)	$635,000 (+9.56%) Land $285,300 Building $349,700	$689,415 (+5.91%)
2024	$6,544.00 (+1.5%)	$579,600 (+6.72%) Land $276,200 Building $303,400	$650,940
2023	$6,447.00	$543,100 Land $251,400 Building $291,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Charme Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Charme Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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