54 Charlotte St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 54 Charlotte St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Boarding/Rooming House, Apt Hotel
Bedrooms	7 Beds
Bathrooms	8 Baths
Year Built	Built 2000
Square Footage	3,564 sqft Gross Area
Lot Size	6,534 sqft (0.15 acres)
Garage	Attached, 760 sqft
Last Sale	$950,000 (2021)
Tax Bill	$20,525.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`197040-0000`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Building Area	3,564 sqft Gross Area
1st Floor	936 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	170 ft x 39 ft Depth x Width
Garage Type	Attached Garage
Garage Area	760 sqft Garage
Total Buildings	2 Total Buildings
Patio Area	120 sqft Patio
Porch Area	787 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	54 CHARLOTTE ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3647
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Boarding/Rooming House, Apt Hotel
Legal Description	CITY OF ST AUGUSTINE LOT 12 BLK 9 OR5184/1528 WHALES TALE B & B
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	CITY OF ST AUGUSTINE
Legal Block	9
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2048
Census Tract	20500

Owner

Source: St. Johns County records · APN 197040-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	52 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-3647
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Apr 02, 2014 · Amount on Record
Deed Doc Number	202118945
Deed Book / Page	5184 / 1528
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 19, 2021
Property Address	54 CHARLOTTE ST, ST AUGUSTINE, FL 32084-3647
Document Number	0051841528
Book / Page	5184 / 1528
Instrument Date	Feb 19, 2021
Instrument	2021018945
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 OYSTER CATCHER CIR, 104, SAINT AUGUSTINE, FL 32080-5372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-3647

Mortgage

Document Number	51841531
Date	Feb 19, 2021
Instrument	5184/1531

Lender

Name	PROMISEONE BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2046

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,016,325 (-0.56%) Land $540,450 Building $475,875	$1,016,325 (-0.56%) Land $540,450 Building $475,875
2025	$20,525.00	$1,021,998 (+5.94%)	$1,021,998 (+5.94%) Land $450,375 Building $571,623
2023	$17,678.00 (+12.11%)	$964,677 (+19.7%)	$964,677 (+19.7%) Land $420,350 Building $544,327
2022	$15,769.00	$805,920	$805,920 Land $420,350 Building $385,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.