54 Chardon Dr, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 54 Chardon Dr, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1949
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Aug 2018)
Tax Bill	$5,626 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143089 91.52-1-23`

Property Details

APN / Parcel Number

Primary APN	`143089 91.52-1-23`
Alternative APNs	`30890915200001023000` `031 0093000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,014 sqft
Upper Floors Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	165 ft deep x 54.7 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031 0093000
Street Address	54 CHARDON DR
City	BUFFALO
State	NY
Zip	14225-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1704-1713 SL 18
Legal Subdivision	MARYVALE GARDENS PART ONE
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2026
Census Tract	10001

Owner

54 Chardon Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 CHARDON DR, BUFFALO, NY 14225-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 17, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Oct 4, 2010 · Amount on File
Deed Document Number	2018164658
Deed Book / Page	11333 / 3035
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0111649001
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	54 CHARDON DR, BUFFALO, NY 14225-2314
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CHARDON DR, BUFFALO, NY 14225-2314

Mortgage

Document Number	0141045679
Date	Sep 22, 2023
Book Page	14104/5679
Instrument	2023164107

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	54 CHARDON DR, BUFFALO, NY 14225-2314
Document Number	0139026717
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CHARDON DR BUFFALO NY 142252314, BUFFALO, NY 14225-2314

Mortgage

Document Number	0139026717
Date	Jul 15, 2019
Book Page	013902/006717

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Aug 17, 2018
Property Address	54 CHARDON DR, BUFFALO, NY 14225-2314
Document Number	0113333035
Book / Page	011333 / 003035
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 COLUMBUS AVE BUFFALO NY 142201737, BUFFALO, NY 14220-1737

Mortgage

Document Number	138668690
Date	Aug 17, 2018
Book Page	013866/008690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 54 Chardon Dr was $5,626, up 88.3% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,626.00 (+88.29%)
2025	$2,988.00 (-44.33%)	$175,000 (-) Land $15,000 Building $160,000	$233,333 (+6.67%) Land $20,000 Building $213,333
2024	$5,367.00	$175,000 (-) Land $15,000 Building $160,000	$218,750 (+13.75%) Land $18,750 Building $200,000
2023		$175,000 Land $15,000 Building $160,000	$192,308 Land $16,484 Building $175,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Chardon Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (1978–2008)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Chardon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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