54 Chapman St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 54 Chapman St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,633 sqft · built 2017
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$579,900 (May 2017)
Tax Bill	$11,021 (2026)
Deeds & Mortgages	Jul 2021 Refinance Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0002 B:0006 L:9`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0002 B:0006 L:9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,633 sqft Living Area
Gross Area	4,900 sqft
Basement Area	1,464 sqft
Unfinished Basement	439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 CHAPMAN ST
City	DUNSTABLE
State	MA
Zip	01827-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	9
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1009
Census Tract	328100

Owner

54 Chapman St is owned and occupied by two individuals who bought it in May 2017.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
May 12, 2017	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Book / Page	31112 / 295
Transfer Doc	031112-295
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036027-124
Date	Jul 21, 2021
Book Page	36027/124
Instrument	42874

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036469-287
Date	Nov 4, 2021
Book Page	36469/287
Instrument	64565

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33941-35
Date	Mar 23, 2020
Book Page	33941/35
Instrument	12305

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	May 12, 2017
Property Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201
Document Number	31112-295
Book / Page	31112 / 295
Instrument	19397
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CHAPMAN ST, DUNSTABLE, MA 01827-3201

Mortgage

Document Number	311130001
Date	May 12, 2017
Instrument	31113/0001

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 54 Chapman St was $11,021, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,021.00 (-2.62%)	$823,100 (-) Land $214,000 Building $596,400	$958,645 (-)
2025	$11,318.00 (+4.49%)	$823,100 (+6.08%) Land $214,000 Building $609,100	$958,645 (+1.16%)
2024	$10,832.00 (+1.16%)	$775,900 (+8.47%) Land $197,200 Building $578,700	$947,625
2023	$10,708.00	$715,300 Land $197,200 Building $518,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Chapman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Chapman St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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