54 Cedar Ter, Parlin, NJ 08859 Property Records

Middlesex County and Sayreville Borough property record for 54 Cedar Ter, Parlin, NJ 08859

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1955
Lot Size0.119 acres (5,201 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Jul 2019)
Tax Bill$7,173 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Jun 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN19-00032-10-00012

Property Details

APN / Parcel Number

Primary APN19-00032-10-00012
Alternative APNs
  • 1900032001000012
  • 1900032J00012

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area5,201 sqft (0.119 acres)
Lot Dimensions102 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number1900032J00012
Street Address54 CEDAR TER
CityPARLIN
StateNJ
Zip08859-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description51X102
Legal SubdivisionLAUREL PARK SEC 02-C
Legal Block32.10
Legal Lot Number12
JurisdictionMIDDLESEX NJ
Township / Civil DivisionSAYREVILLE
Census Block Group2
Census Block2012
Census Tract7301

Owner

54 Cedar Ter is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Sayreville Borough records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address54 CEDAR TER, PARLIN, NJ 08859-1144
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2019Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jun 28, 2018Trustee's Deed, Foreclosure
JJ ELEK REALTY CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleJun 28, 2018 · Amount on File
Deed Document Number201952639
Deed Book / Page17547 / 1830
Prior Transfer DateMay 25, 2011
Prior Transfer Doc0000007471
Record UpdatedOct 29, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJul 8, 2019
Property Address54 CEDAR TER, PARLIN, NJ 08859-1144
Document Number2019052639
Book / Page17547 / 1830
Instrument DateJun 11, 2019
Instrument2019052639
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyKEY SETTLEMENTS INC

Transaction

AmountAmount on Record
Tax$1,980.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 DANIEL ST, 99, CARTERET, NJ 07008-2043

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CEDAR TERRACE, SAYREVILLE, SC

Mortgage

Document Number2019052640
DateJul 8, 2019
Instrument2019052640
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Mortgage

Document Number0000052641
DateJul 8, 2019
Book Page17547/1850
Instrument2019052641
Lender
NameNEIGHBORHOOD ASSISTANCE CORPORATION OF A
TypeNon-Lending Institution
AddressROXBURY, MA 02119
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMIDDLESEX NJ
Recording DateJun 28, 2018
Property Address54 CEDAR TER, PARLIN, NJ 08859-1144
Document Number0000056787
Book / Page017220 / 001501
Instrument DateJun 13, 2018
Instrument56787
Transaction TypeForeclosure
Record UpdatedJul 19, 2018
Title CompanyRIVER EDGE TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$196.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address99 DANIEL ST CARTERET NJ 070082043, CARTERET, NJ 07008-2043

Mortgage

Document Number56788
DateJun 28, 2018
Book Page017220/001509
Instrument56788
Lender
NameJJ ELEK REALTY CO INC
Address117 MAIN ST, WOODBRIDGE, NJ 07095-2863
Agreement
AmountAmount on Record
Interest
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 54 Cedar Ter was $7,173, up 2.5% from the year before.

Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalitySayreville Borough
Unified School DistrictSayreville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,600 (-) Land $49,600 Building $65,000$114,600 (-) Land $49,600 Building $65,000
2025$7,173.00 (+2.53%)$114,600 Land $49,600 Building $65,000$114,600 Land $49,600 Building $65,000
2024$6,996.00
2023$114,600 Land $49,600 Building $65,000$114,600 Land $49,600 Building $65,000
2022$6,354.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 Cedar Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Cedar Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAYREVILLE W DEPT
serves 45,345 people · EPA ID NJ1219001
Water SourceGroundwater influenced by surface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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