54 Carroll St, Cairo, WV 26337 Property Records

Ritchie County property record for 54 Carroll St, Cairo, WV 26337

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,729 sqft · built 1922
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$80,995 (Mar 2026)
Tax Bill	$718 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-0083.0000`

Property Details

APN / Parcel Number

Primary APN	`02-1-0083.0000`
Alternative APN	`43-02-1-0083.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,729 sqft Living Area
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 CARROLL ST
City	CAIRO
State	WV
Zip	26337-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5700 SQ PT ROUTE 31/4 B 60X95
Jurisdiction	RITCHIE WV
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1086
Census Tract	962400

Owner

Source: Ritchie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	857 HARDBARGER RUN RD, HARRISVILLE, WV 26362-7828
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Deed Document Number	20262575
Deed Book / Page	424 / 823
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	54 CARROLL ST, CAIRO, WV 26337-1500
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 HARDBARGER RUN RD, HARRISVILLE, WV 26362-7828
Investor	Possibly a Property Investor

Mortgage

Document Number	000254/222
Date	Mar 10, 2026
Book Page	254/222
Instrument	202600002576

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	54 CARROLL ST, CAIRO, WV 26337-1500
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CARROLL ST, CAIRO, WV 26337-1500
Investor	Possibly a Property Investor

Mortgage

Document Number	000254/242
Date	Mar 10, 2026
Book Page	254/242
Instrument	202600002577

Lender

Name	HOMEOWNERSHIP CENTER INC
Type	Non-Lending Institution
Address	ELKINS, WV 26241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Ritchie County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ritchie County
Municipality	Cairo Town
Unified School District	Ritchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$718.00 (+3.46%)	$48,240 (+2.55%) Land $3,900 Building $44,340	$80,400 (+2.55%) Land $6,500 Building $73,900
2025	$694.00 (+9.46%)	$47,040 (+5.38%) Land $3,600 Building $43,440	$78,400 (+5.38%) Land $6,000 Building $72,400
2023	$634.00	$44,640 Land $3,600 Building $41,040	$74,400 Land $6,000 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1985–2019)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Flooding, Severe Storms, And Landslides, Feb 2000 · 7 claims Severe Storms And Flooding, Jun 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO WATER DEPARTMENT serves 339 people · EPA ID WV3304301
Water Source	Purchased surface water from HUGHES RIVER WATER
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2026
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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