54 Carrigan Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 54 Carrigan Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,138 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jun 2012)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0020J004000`

Property Details

APN / Parcel Number

Primary APN	`0020J004000`
Alternative APNs	`0020J004` `11786`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,138 sqft Heated Area
1st Floor Area	570 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	483 sqft
Porch	Patio
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11786
Street Address	54 CARRIGAN CIR
City	RINGGOLD
State	GA
Zip	30736-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 4 WILLOW CREEK ESTATES
Legal Subdivision	WILLOW CREEK ESTATES
Legal Lot Number	4
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jun 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 26, 2017	Quit Claim Deed, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2012 · Amount on Record
Deed Sale	Jun 11, 2012 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	20121608
Deed Book / Page	1623 / 847
Last Transfer Date	Jun 19, 2017
Transfer Doc	0018850609
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758

Mortgage

Document Number	0022120000000245
Date	Apr 4, 2022
Book Page	0000002212/0000000245
Instrument	002834

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758

Mortgage

Document Number	0022810000000311
Date	Jun 12, 2023
Book Page	0000002281/0000000311
Instrument	003816

Lender

Name	FIRST HORIZON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758
Document Number	0020930205
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 CARRIGAN CIR RINGGOLD GA 307366758, RINGGOLD, GA 30736-6758

Mortgage

Document Number	0020930205
Date	Nov 17, 2020
Book Page	002093/000205

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 26, 2017
Property Address	54 CARRIGAN CIR, RINGGOLD, GA 30736-6758
Document Number	0018850609
Book / Page	001885 / 000609
Instrument Date	Jun 19, 2017
Instrument	4526
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 CARRIGAN CIR RINGGOLD GA 307366758, RINGGOLD, GA 30736-6758

Mortgage

Document Number	18850612
Date	Jun 26, 2017
Book Page	001885/000612
Instrument	4527

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+32.37%)	$154,006 (+56.08%) Land $14,000 Building $140,006	$385,016 (+56.08%) Land $35,000 Building $350,016
2023	$2,209.00 (+20.91%)	$98,672 Land $14,000 Building $84,672	$246,680 Land $35,000 Building $211,680
2022	$1,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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