54 Carnegie Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 54 Carnegie Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$386,250 (Nov 2014)
Tax Bill$12,400 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN473489 81.-3-6

Property Details

APN / Parcel Number

Primary APN473489 81.-3-6
Alternative APNs
  • 0800-081.00-03.00-006.000
  • 348908100000030060000000
  • 47340019573
  • J61760

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account NumberJ61760
Street Address54 CARNEGIE DR
CitySMITHTOWN
StateNY
Zip11787-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-289226 TC-76 *4988 LOT 285 EAST HILL ESTS SEC 9
Legal SubdivisionEAST HILL ESTATES SECTION #9
Legal Block3
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3000
Census Tract135002

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 CARNEGIE DR, SMITHTOWN, NY 11787-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Deed Book / Page12797 / 496
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address54 CARNEGIE DR, SMITHTOWN, NY 11787-2062
Document Number0232090322
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CARNEGIE DR SMITHTOWN NY 117872062, SMITHTOWN, NY 11787-2062

Mortgage

Document Number0232090322
DateDec 19, 2020
Book Page023209/000322
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 18, 2035

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,030 (-) Land $300 Building $4,730$628,750 (+10,774.26%) Land $37,500 Building $591,250
2024$12,400.00
2023$5,030 Land $300 Building $4,730$5,782 Land $345 Building $5,437

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–1981)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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