54 Cape Cod, Irvine, CA 92620 Property Records

Orange County property record for 54 Cape Cod, Irvine, CA 92620 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,531 sqft Living Area
Lot Size4,725 sqft (0.108 acres)
OccupancyOwner Occupied
Last Sale$732,000 (2013)
Tax Bill$9,519.00 (2025)

Property Details

APN / Parcel Number

Primary APN551-017-21

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,531 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1978
Lot Area4,725 sqft (0.108 acres)
Parking Spaces2 Parking Spaces
Garage Area458 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address54 CAPE COD
CityIRVINE
StateCA
Zip92620-2711
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 9679 BLK LOT 13
Legal Subdivision9679
Legal Tract9679
Legal Lot Number13
JurisdictionORANGE CA
Minor Civil DivisionIRVINE-LAKE FOREST
Census Blockgroup2
Census Block2000
Census Tract52417

Owner

Source: Orange County records · APN 551-017-21

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 CAPE COD, IRVINE, CA 92620-2711
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2013 · Amount on Record
Deed SaleOct 24, 2013 · Amount on Record
Prior SaleOct 24, 2013 · Amount on Record
Deed Doc Number0000598573
Last Transfer DateApr 30, 2015
Transfer Doc0000224847
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address54 CAPE COD, IRVINE, CA 92620-2711
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000274041
DateJun 15, 2020
Instrument2020000274041
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address54 CAPE COD, IRVINE, CA 92620-2711
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN COAST TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CAPE COD, IRVINE, CA 92620-2711

Mortgage

Document Number0000457792
DateSep 01, 2020
Instrument2020000457792
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,519.00 (+4.83%)$897,327 (+4.04%) Land $748,113 Building $149,214
2023$9,080.00 (+1.91%)$862,484 Land $719,063 Building $143,421
2022$8,910.00

Flood & Wildfire

54 Cape Cod is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
1st percentile of exposed land nationally · 1st in California
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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