54 Cactus Ave, Ocotillo, CA 92259 Property Records

Imperial County property record for 54 Cactus Ave, Ocotillo, CA 92259

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1949
Lot Size	0.229 acres (9,988 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2021)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`033-315-015-000`

Property Details

APN / Parcel Number

Primary APN	`033-315-015-000`
Alternative APNs	`0333151501` `03331515`

Interior

Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Concrete
Lot Area	9,988 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	54 CACTUS AVE
City	OCOTILLO
State	CA
Zip	92259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 OCOTILLO UNIT 1
Legal Subdivision	OCOTILLO
Legal Block	2
Legal Lot Number	93
Jurisdiction	IMPERIAL CA
Township / Civil Division	WEST IMPERIAL
Census Block Group	2
Census Block	2178
Census Tract	12301

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 117, OCOTILLO, CA 92259-0117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 10, 2021	Grant Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Oct 13, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS BUSINESS BANK
Jul 1, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 1, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202131622
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0000011226
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jul 24, 2026
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000011623
Instrument Date	Jul 20, 2026
Instrument	202611623
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011623,
Date	Jul 24, 2026
Instrument	202611623

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	May 18, 2026
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000007409
Instrument Date	May 18, 2026
Instrument	20267409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007409,
Date	May 18, 2026
Instrument	20267409

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CACTUS AVE, OCOTILLO, CA 92259

Mortgage

Document Number	0000019753
Date	Dec 27, 2023
Instrument	2023019753

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2043

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 10, 2021
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000031622
Map Reference	MAP 340
Instrument Date	Sep 2, 2021
Instrument	2021031622
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, OCOTILLO, CA 92259-0117

Mortgage

Document Number	0000031623
Date	Dec 10, 2021
Instrument	2021031623

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Oct 13, 2020
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000018473
Instrument Date	Jul 15, 2020
Instrument	2020018473
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1270 LINCOLN AVE STE 400, 400, PASADENA, CA 91103-2468

Mortgage

Document Number	0000018474
Date	Oct 13, 2020
Instrument	2020018474

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 1, 2020
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000011226
Instrument Date	May 21, 2020
Instrument	11226
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	327 W 11TH ST NATIONAL CITY CA 919503220, NATIONAL CITY, CA 91950-3220

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 1, 2020
Property Address	54 CACTUS AVE, OCOTILLO, CA 92259
Document Number	0000011225
Instrument Date	May 11, 2020
Instrument	11225
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	327 W 11TH ST NATIONAL CITY CA 919503220, NATIONAL CITY, CA 91950-3220

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$108,241 (+2%) Land $27,060 Building $81,181
2025	$1,259.00 (+9.19%)	$106,120 (+13.33%) Land $26,530 Building $79,590
2023	$1,153.00 (+2.76%)	$93,636 Land $20,808 Building $72,828
2022	$1,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2005)
Most Recent Claim	Oct 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COYOTE VALLEY MUTUAL WATER CO serves 125 people · EPA ID CA1300514
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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