54 C Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 54 C Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 960 sqft · built 1975
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$88,000 (Apr 2023)
Tax Bill$1,202 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone AE (high risk)
APN909270A000

Property Details

APN / Parcel Number

Primary APN909270A000
Alternative APN
  • 5-0017-4477-00-0054.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialMetal
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions100 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area236 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number909270A000
Street Address54 C DR
CitySAINT CHARLES
StateMO
Zip63301-5908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE1
Legal DescriptionWOODLAND PK HARBOR LOT 54 & 55
Legal SubdivisionWOODLAND PK HARBOR
Legal Lot Number54
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3034
Census Tract310100

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 C DR, SAINT CHARLES, MO 63301-5908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Prior SaleNov 15, 2002 · Amount on Record
Deed Document Number202312117
Prior Transfer DateMar 8, 2001
Prior Transfer Doc0000018450
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 3, 2023
Property Address54 C DR, SAINT CHARLES, MO 63301-5908
Document Number0000012117
Map ReferenceMB 5 PG 52
Instrument DateMar 31, 2023
Instrument2023R-012117
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 C DR, SAINT CHARLES, MO 63301-5908

Mortgage

Document Number0000012118
DateApr 3, 2023
Instrument2023R-012118
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,581 (-)$103,058 (-) Land $5,000 Building $98,058
2025$1,202.00$19,581 (-7.13%)$103,058 (-7.13%) Land $5,000 Building $98,058
2023$21,084
2022$110,966 Land $5,000 Building $105,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims1,900 (1978–2026)
Claims Outside the SFHA82 of 1,900
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 103 claims
  • Severe Storms And Flooding, Jul 2008 · 133 claims
  • Severe Storms & Flooding, Oct 1993 · 657 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brown Dog Networks
Fixed Wireless
50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on C Dr

Nearby Streets

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